Terms of Service
Last updated October 23, 2026
By using Contractor Tech Academy (contractortechacademy.org) you agree to these terms. If you don't, please don't use the site.
This is information, not professional advice
This is the important one. We write about licensing, insurance, contracts, liens, pricing, payroll, and tax. All of it is general educational information.
It is not legal, tax, accounting, insurance, or financial advice, and it is not a substitute for a professional who knows your situation. Rules vary enormously by state, county, city, and trade, and they change. Figures in our articles are illustrative examples chosen to show how a calculation works — they are not quotes, benchmarks, or predictions about your business.
Before you act on anything here, verify it against your own state's licensing board, your insurer, your accountant, or an attorney. Decisions you make are yours.
No warranty
We work hard to be accurate and we correct mistakes when we find them, but the site is provided "as is" without warranties of any kind. We do not promise the content is complete, current, or free of error.
Limitation of liability
To the fullest extent permitted by law, Contractor Tech Academy and its operators are not liable for any loss or damage arising from your use of, or reliance on, this site or its content — including lost profits, lost business, fines, or penalties.
Our content
Articles, videos, graphics, and templates on this site belong to us. You may read, print, and share them, and you may use any template we publish in your own business. You may not republish our content as your own or resell it.
Quoting us is welcome — a short excerpt with a link back is fine and appreciated.
How this content is produced
Our articles are drafted with AI assistance and our video narration is synthesised. Erika, who presents our videos, is the channel's presenter. The research, figures, and editorial judgement behind every piece are ours, and we stand behind them — but see the advice disclaimer above, which applies in full.
Third-party products and links
We review and compare software and services. Links to them are not endorsements of their terms, pricing, or conduct, and prices we quote change without notice. We are not responsible for third-party sites.
If we ever earn a commission from a link, we will say so clearly on the page it appears on.
Acceptable use
Don't attempt to disrupt the site, scrape it at a volume that degrades it for others, or use it to break the law.
Changes
We may update these terms; the date at the top will change when we do. Continuing to use the site means you accept the current version.