The state licence is rarely the only one
A state contractor licence does not replace a city or county licence, a business registration, or a permit. Many jurisdictions require their own registration on top, and the local rule is often the stricter one.
Thresholds decide whether you need a licence at all
Most states set a project-value threshold below which unlicensed work is legal. That number is the single most important thing to confirm, because crossing it unlicensed can void your right to be paid for the job.
Unlicensed work can be unenforceable
In several states a contract performed without a required licence cannot be enforced in court — meaning you cannot sue to collect, and in some jurisdictions the customer can recover what they already paid. This is the expensive version of getting it wrong.
Specialty trades are licensed separately
Electrical, plumbing, HVAC and sometimes roofing are usually licensed by their own boards with their own experience requirements, even in states with a single contractor board. Holding a general licence does not let you self-perform them.
Experience requirements are documented, not asserted
Boards want verifiable evidence — employer affidavits, tax records, pay stubs. Start keeping that paperwork before you need it, because reconstructing four years of experience retroactively is painful.
Reciprocity is narrow and specific
Some states recognise licences from named states for named trades, often only at journeyman level and usually still requiring an application and a law exam. Never assume your licence travels.