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Quote onlyEstablished payroll with deep compliance support
Best for: Contractors wanting established payroll with HR and compliance support
Free accounting and invoicing for the smallest businesses
Wave provides genuinely free double-entry accounting and invoicing, earning its money on payment processing and payroll. For a side-hustle or first-year contractor who needs clean books without a subscription, it is a defensible starting point that a bookkeeper can still work with.
Brand-new and part-time contractors with simple finances
No job costing, limited reporting, and thin support; plan to migrate once you have employees or inventory.
Stripe ยท Zapier
Integration lists change often and "integrates" can mean anything from a real two-way sync to a one-way push through Zapier. Ask the vendor which fields move, in which direction, and how often.
Run one real job through it end to end โ not the demo data. Quote it, schedule it, do it, invoice it, take the payment. Then ask the only question that matters on day 400: did the people who have to use this every day find it faster than what they do now? Friction you notice in week one compounds forever, and tool-hopping costs more than any feature gap.
Other tools solving the same problem, for a similar kind of business.
Established payroll with deep compliance support
Best for: Contractors wanting established payroll with HR and compliance support
Payroll and benefits that a small contractor can run alone
Best for: Small and mid-size contractors who want payroll handled without a specialist
The default ledger for small contracting businesses
Best for: Almost any home-service business that wants its books where its accountant can work
Cloud accounting with unlimited users
Best for: Contractors who want modern cloud accounting and multiple people in the books
Construction accounting with strong union and certified payroll
Best for: Contractors with union agreements, prevailing wage work, or multi-state payroll
Invoice-first accounting for very small operations
Best for: Solo contractors and very small service businesses billing time and materials
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